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Washington, Missouri Retirement Guide
established retirement community
62
Retirement Score
Washington, Missouri at a Glance
- Median Home Price
- $195,500
- State Income Tax
- State income tax; Social Security partially exempt based on income; limited pension deduction.
- Avg January Low
- 29.9°F
- Cost of Living Index
- 91 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 62 / 100
Retirement Data
Affordability
Cost of Living Index
91 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$195,500High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$764High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security partially exempt based on income; limited pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
79.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
45.6 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
79.7 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
88.6°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
29.9°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
51.3"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
291 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
76.5 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
33.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.6 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
14,769High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
40.9High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$75,127High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
73.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
8.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
27.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
6.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
92.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
2.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
0.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Washington using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$424
Stress-case monthly carrying cost
$476
Median home price used: $195,500
Median rent reference: $764 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.