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Raymore, Missouri Retirement Guide
established retirement community
63
Retirement Score
Raymore, Missouri at a Glance
- Median Home Price
- $278,100
- State Income Tax
- State income tax; Social Security partially exempt based on income; limited pension deduction.
- Avg January Low
- 23.9°F
- Cost of Living Index
- 91 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 63 / 100
Things to Consider
- higher state tax burden
Retirement Data
Affordability
Cost of Living Index
91 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$278,100High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,410High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security partially exempt based on income; limited pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
35.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
89.4°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
23.9°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
40"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
298 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
76.5 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
9.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
23,232High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
40.0High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$96,536High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
78.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
10.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
34.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
6.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
78.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
10.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
5.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Raymore using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$603
Stress-case monthly carrying cost
$677
Median home price used: $278,100
Median rent reference: $1,410 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.