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St. Peters, Missouri Retirement Guide
established retirement community
44
Retirement Score
St. Peters, Missouri at a Glance
- Median Home Price
- $237,100
- State Income Tax
- State income tax; Social Security partially exempt based on income; limited pension deduction.
- Avg January Low
- 74.7°F
- Cost of Living Index
- 91 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 44 / 100
Retirement Data
Affordability
Cost of Living Index
91 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$237,100High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,186High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security partially exempt based on income; limited pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
33.2 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
0 / 100High confidence
CMS Hospital General Information (no in-city hospital listed) · Updated June 2026
Climate
Avg July High
82.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
74.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
34.8"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
356 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
76.5 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
5.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
57,692High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
40.4High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
17.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$88,708High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
80.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
7.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
38.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
4.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
87.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
5.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
2.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
2.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in St. Peters using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$514
Stress-case monthly carrying cost
$577
Median home price used: $237,100
Median rent reference: $1,186 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.