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St. Charles, Missouri Retirement Guide
established retirement community
56
Retirement Score
St. Charles, Missouri at a Glance
- Median Home Price
- $289,600
- State Income Tax
- N/A
- Avg January Low
- N/A
- Cost of Living Index
- N/A
- Best For
- established retirement community
- RetireCityIQ Score
- 56 / 100
Retirement Data
Affordability
Cost of Living IndexData not available
Median Home Price
$289,600High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,100High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax ScoreData not available
Tax DetailsData not available
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)Data not available
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety ScoreData not available
Walkability
Walk Score (proxy)Data not available
Transit Score (proxy)Data not available
Demographics
Population
70,687High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
38.2High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
17.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$83,589High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
66.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
6.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
44.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
5.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
81.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
7.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
5.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
3.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in St. Charles using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$627
Stress-case monthly carrying cost
$705
Median home price used: $289,600
Median rent reference: $1,100 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.