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Salem, Oregon Retirement Guide
established retirement community
42
Retirement Score
Salem, Oregon at a Glance
- Median Home Price
- $398,300
- State Income Tax
- State income tax; Social Security fully exempt; some pension deduction.
- Avg January Low
- 34.1°F
- Cost of Living Index
- 106.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 42 / 100
Retirement Data
Affordability
Cost of Living Index
106.6 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$398,300High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,304High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; some pension deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
13.4 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
48.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
13.4 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
85.9°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
34.1°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
46.8"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
250 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
80.9 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
34.2 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
6.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
175,754High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
35.9High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
15.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$67,540High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
54.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
6.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
31.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
14.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
72.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
1.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
22.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
3.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Salem using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$863
Stress-case monthly carrying cost
$969
Median home price used: $398,300
Median rent reference: $1,304 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.