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Bend, Oregon Retirement Guide
33
Retirement Score
Bend, Oregon at a Glance
- Median Home Price
- $709,100
- State Income Tax
- State income tax; Social Security fully exempt; some pension deduction.
- Avg January Low
- 27.6°F
- Cost of Living Index
- 106.6 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 33 / 100
Retirement Data
Affordability
Cost of Living Index
106.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$709,100High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,768High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; some pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
11.8 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
51.9 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
11.8 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
85.9°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
27.6°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
24.3"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
286 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
26.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
99,442High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
39.5High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
17.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$82,671High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
61.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
48.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
9.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
88.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
9.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Bend using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,536
Stress-case monthly carrying cost
$1,725
Median home price used: $709,100
Median rent reference: $1,768 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
CAPSTONE WEALTH MANAGEMENT GROUP, LLC
CASCADE FINANCIAL STRATEGIES
CASCADE FINANCIAL STRATEGIES, LLC
ELEVATION CAPITAL ADVISORY
ELEVATION CAPITAL ADVISORY, LLC
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