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Eugene, Oregon Retirement Guide
45
Retirement Score
Eugene, Oregon at a Glance
- Median Home Price
- $465,300
- State Income Tax
- State income tax; Social Security fully exempt; some pension deduction.
- Avg January Low
- 33.7°F
- Cost of Living Index
- 106.6 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 45 / 100
Retirement Data
Affordability
Cost of Living Index
106.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$465,300High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,287High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; some pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
23.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
65.8 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
23.3 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
84.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
33.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
49.8"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
255 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
98.5 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
55.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
9.6 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
176,755High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
35.2High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
17.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$61,481High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
47.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
44.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
19.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
80.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
1.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
10.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
4.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Eugene using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,008
Stress-case monthly carrying cost
$1,132
Median home price used: $465,300
Median rent reference: $1,287 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
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