Portland, Oregon Retirement Guide
40
Retirement Score
Portland, Oregon at a Glance
- Median Home Price
- $562,500
- State Income Tax
- State income tax; Social Security fully exempt; some pension deduction.
- Avg January Low
- 35.4°F
- Cost of Living Index
- 106.6 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 40 / 100
Retirement Data
Affordability
Cost of Living Index
106.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated August 2026
Median Home Price
$562,500High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Monthly Rent
$1,480High confidence
U.S. Census ACS 5-Year · Updated August 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated August 2026
Tax Details
State income tax; Social Security fully exempt; some pension deduction.High confidence
Tax Foundation · Updated August 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
16.4 / 100High confidence
RetireCityIQ proxy model · Updated August 2026
Aging-in-Place Score (proxy)
66.1 / 100High confidence
RetireCityIQ proxy model · Updated August 2026
Healthcare
Healthcare Access Score
16.4 / 100High confidence
CMS Hospital General Information · Updated August 2026
Climate
Avg July High
84.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Avg January Low
35.4°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Annual Precipitation
55.8"High confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Sunny Days / Year
241 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated August 2026
Walkability
Walk Score (proxy)
48.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated August 2026
Transit Score (proxy)
28.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated August 2026
Demographics
Population
646,101High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Age
38.3High confidence
U.S. Census ACS 5-Year · Updated August 2026
Age 65+
14.0%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Household Income
$85,876High confidence
U.S. Census ACS 5-Year · Updated August 2026
Community Profile
Owner-Occupied Housing
53.3%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Veterans
4.8%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Bachelor's Degree+
52.5%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Poverty Rate
12.2%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Diversity
White
72.1%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Black
5.9%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Hispanic/Latino
10.3%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Asian
8.4%High confidence
U.S. Census ACS 5-Year · Updated August 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Portland using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,219
Stress-case monthly carrying cost
$1,369
Median home price used: $562,500
Median rent reference: $1,480 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.