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Pennsville, New Jersey Retirement Guide
established retirement community
68
Retirement Score
Pennsville, New Jersey at a Glance
- Median Home Price
- $175,800
- State Income Tax
- State income tax; Social Security fully exempt; pension exclusion up to $100k for qualifying seniors.
- Avg January Low
- 29.4°F
- Cost of Living Index
- 108.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 68 / 100
Retirement Data
Affordability
Cost of Living Index
108.8 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$175,800High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Monthly Rent
$1,197High confidence
U.S. Census ACS 5-Year · Updated August 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated August 2026
Tax Details
State income tax; Social Security fully exempt; pension exclusion up to $100k for qualifying seniors.High confidence
Tax Foundation · Updated August 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100Medium confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
50.2 / 100Medium confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated August 2026
Climate
Avg July High
87.4°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Avg January Low
29.4°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Annual Precipitation
50.9"High confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Sunny Days / Year
286 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
22.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
12,256High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Age
40.7High confidence
U.S. Census ACS 5-Year · Updated August 2026
Age 65+
18.2%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Household Income
$76,009High confidence
U.S. Census ACS 5-Year · Updated August 2026
Community Profile
Owner-Occupied Housing
76.7%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Veterans
6.7%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Bachelor's Degree+
18.2%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Poverty Rate
13.7%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Diversity
White
90.1%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Black
2.0%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Hispanic/Latino
5.9%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Asian
0.7%High confidence
U.S. Census ACS 5-Year · Updated August 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Pennsville using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$381
Stress-case monthly carrying cost
$428
Median home price used: $175,800
Median rent reference: $1,197 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.