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Lake Hiawatha, New Jersey Retirement Guide
established retirement community
62
Retirement Score
Lake Hiawatha, New Jersey at a Glance
- Median Home Price
- $390,400
- State Income Tax
- State income tax; Social Security fully exempt; pension exclusion up to $100k for qualifying seniors.
- Avg January Low
- 25.8°F
- Cost of Living Index
- 108.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 62 / 100
Retirement Data
Affordability
Cost of Living Index
108.8 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$390,400High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Monthly Rent
$1,402High confidence
U.S. Census ACS 5-Year · Updated August 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated August 2026
Tax Details
State income tax; Social Security fully exempt; pension exclusion up to $100k for qualifying seniors.High confidence
Tax Foundation · Updated August 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100Medium confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
48.3 / 100Medium confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated August 2026
Climate
Avg July High
87.8°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Avg January Low
25.8°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Annual Precipitation
53.1"High confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Sunny Days / Year
276 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
15.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
9.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
10,064High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Age
39.2High confidence
U.S. Census ACS 5-Year · Updated August 2026
Age 65+
17.7%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Household Income
$95,673High confidence
U.S. Census ACS 5-Year · Updated August 2026
Community Profile
Owner-Occupied Housing
59.6%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Veterans
2.7%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Bachelor's Degree+
51.7%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Poverty Rate
2.5%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Diversity
White
51.6%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Black
3.8%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Hispanic/Latino
9.9%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Asian
32.9%High confidence
U.S. Census ACS 5-Year · Updated August 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Lake Hiawatha using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$846
Stress-case monthly carrying cost
$950
Median home price used: $390,400
Median rent reference: $1,402 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.