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Eatontown, New Jersey Retirement Guide
established retirement community
62
Retirement Score
Eatontown, New Jersey at a Glance
- Median Home Price
- $400,300
- State Income Tax
- State income tax; Social Security fully exempt; pension exclusion up to $100k for qualifying seniors.
- Avg January Low
- 29.7°F
- Cost of Living Index
- 108.8 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 62 / 100
Retirement Data
Affordability
Cost of Living Index
108.8 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$400,300High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Monthly Rent
$1,491High confidence
U.S. Census ACS 5-Year · Updated August 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated August 2026
Tax Details
State income tax; Social Security fully exempt; pension exclusion up to $100k for qualifying seniors.High confidence
Tax Foundation · Updated August 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100Medium confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
47.2 / 100Medium confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated August 2026
Climate
Avg July High
84.6°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Avg January Low
29.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Annual Precipitation
52.9"High confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Sunny Days / Year
284 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated August 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
12.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
10.9 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
13,522High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Age
45.3High confidence
U.S. Census ACS 5-Year · Updated August 2026
Age 65+
17.8%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Household Income
$88,393High confidence
U.S. Census ACS 5-Year · Updated August 2026
Community Profile
Owner-Occupied Housing
57.5%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Veterans
6.7%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Bachelor's Degree+
40.2%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Poverty Rate
7.0%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Diversity
White
69.5%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Black
9.1%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Hispanic/Latino
12.8%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Asian
10.3%High confidence
U.S. Census ACS 5-Year · Updated August 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Eatontown using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$867
Stress-case monthly carrying cost
$974
Median home price used: $400,300
Median rent reference: $1,491 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.