Photo by Squids Z on Unsplash (https://unsplash.com/@squids93)
Pendleton, Oregon Retirement Guide
established retirement community
55
Retirement Score
Pendleton, Oregon at a Glance
- Median Home Price
- $238,600
- State Income Tax
- State income tax; Social Security fully exempt; some pension deduction.
- Avg January Low
- N/A
- Cost of Living Index
- 106.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 55 / 100
Retirement Data
Affordability
Cost of Living Index
106.6 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$238,600High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$895High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; some pension deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
60.4 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
45.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
17,005High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
37.4High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
17.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$67,931High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
54.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
7.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
22.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
15.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
83.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
1.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
11.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
0.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Pendleton using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$517
Stress-case monthly carrying cost
$581
Median home price used: $238,600
Median rent reference: $895 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.