Photo by Elisa Kennemer on Unsplash (https://unsplash.com/@elisalou)
Paducah, Kentucky Retirement Guide
established retirement community
69
Retirement Score
Paducah, Kentucky at a Glance
- Median Home Price
- $152,600
- State Income Tax
- State income tax; Social Security exempt; pension/retirement income partially exempt up to threshold.
- Avg January Low
- 30.3°F
- Cost of Living Index
- 89.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 69 / 100
Retirement Data
Affordability
Cost of Living Index
89.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$152,600High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$815High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; pension/retirement income partially exempt up to threshold.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
87.6 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
55.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
87.6 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
91.1°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
30.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
41.9"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
302 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
32.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
26,869High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
42.7High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$46,984High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
53.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
27.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
22.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
70.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
21.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
2.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Paducah using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$331
Stress-case monthly carrying cost
$371
Median home price used: $152,600
Median rent reference: $815 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
JENNINGS & ASSOCIATES FINANCIAL ADVISORS, LLC
JENNINGS & ASSOCIATES FINANCIAL ADVISORS, LLC
JENNINGS & ASSOCIATES FINANCIAL ADVISORS, LLC
+16 more financial advisors available