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Erlanger, Kentucky Retirement Guide
established retirement community
61
Retirement Score
Erlanger, Kentucky at a Glance
- Median Home Price
- $173,800
- State Income Tax
- State income tax; Social Security exempt; pension/retirement income partially exempt up to threshold.
- Avg January Low
- 26.3°F
- Cost of Living Index
- 89.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 61 / 100
Retirement Data
Affordability
Cost of Living Index
89.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$173,800High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$959High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; pension/retirement income partially exempt up to threshold.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
60.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
45.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
60.1 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
86.1°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
26.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
42.7"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
282 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
10.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
4.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
19,577High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
39.0High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
14.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$74,147High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
68.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
34.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
10.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
87.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
4.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
2.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Erlanger using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$377
Stress-case monthly carrying cost
$423
Median home price used: $173,800
Median rent reference: $959 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.