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Glasgow, Kentucky Retirement Guide
established retirement community
66
Retirement Score
Glasgow, Kentucky at a Glance
- Median Home Price
- $140,500
- State Income Tax
- State income tax; Social Security exempt; pension/retirement income partially exempt up to threshold.
- Avg January Low
- 30.1°F
- Cost of Living Index
- 89.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 66 / 100
Retirement Data
Affordability
Cost of Living Index
89.4 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$140,500High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$797High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security exempt; pension/retirement income partially exempt up to threshold.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
78.2 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
46.4 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
78.2 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
88.6°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
30.1°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
51.3"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
294 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
14.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
15,043High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
42.3High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
22.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$44,125High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
51.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
4.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
23.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
20.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
82.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
7.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
6.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
1.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Glasgow using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$304
Stress-case monthly carrying cost
$342
Median home price used: $140,500
Median rent reference: $797 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.