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Oakbrook, Kentucky Retirement Guide
44
Retirement Score
Oakbrook, Kentucky at a Glance
- Median Home Price
- $238,100
- State Income Tax
- State income tax; Social Security exempt; pension/retirement income partially exempt up to threshold.
- Avg January Low
- 26.5°F
- Cost of Living Index
- 89.4 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 44 / 100
Retirement Data
Affordability
Cost of Living Index
89.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$238,100High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,340High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; pension/retirement income partially exempt up to threshold.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
42.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
0 / 100High confidence
CMS Hospital General Information (no in-city hospital listed) · Updated June 2026
Climate
Avg July High
86.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
26.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
41.1"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
286 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
5 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.5 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
10,045High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
41.1High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$91,282High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
81.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
8.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
36.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
1.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
85.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
6.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
4.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
2.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Oakbrook using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$516
Stress-case monthly carrying cost
$579
Median home price used: $238,100
Median rent reference: $1,340 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.