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Medford, Oregon Retirement Guide
43
Retirement Score
Medford, Oregon at a Glance
- Median Home Price
- $401,900
- State Income Tax
- State income tax; Social Security fully exempt; some pension deduction.
- Avg January Low
- 32.6°F
- Cost of Living Index
- 106.6 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 43 / 100
Retirement Data
Affordability
Cost of Living Index
106.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$401,900High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,207High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; some pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
27.5 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
43.6 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
27.5 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
93.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
32.6°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
32.2"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
290 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
85 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
20.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
3.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
85,539High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
38.1High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$65,647High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
54.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
10.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
28.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
13.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
82.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
16.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Medford using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$871
Stress-case monthly carrying cost
$978
Median home price used: $401,900
Median rent reference: $1,207 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
OREGON PACIFIC WEALTH MANAGEMENT
OREGON PACIFIC WEALTH MANAGEMENT, LLC
FIDELIS IM
FIDELIS IM, LLC