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Lebanon, Missouri Retirement Guide
established retirement community
61
Retirement Score
Lebanon, Missouri at a Glance
- Median Home Price
- $139,000
- State Income Tax
- State income tax; Social Security partially exempt based on income; limited pension deduction.
- Avg January Low
- 27.5°F
- Cost of Living Index
- 91 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 61 / 100
Retirement Data
Affordability
Cost of Living Index
91 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$139,000High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$782High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security partially exempt based on income; limited pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
78.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
38.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
78.3 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
89.4°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
27.5°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
47.1"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
299 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
76.5 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
16.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
15,023High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
35.1High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
15.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$45,634High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
52.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
7.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
17.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
20.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
89.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
1.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
4.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Lebanon using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$301
Stress-case monthly carrying cost
$338
Median home price used: $139,000
Median rent reference: $782 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.