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Lake Oswego, Oregon Retirement Guide
established retirement community
56
Retirement Score
Lake Oswego, Oregon at a Glance
- Median Home Price
- $825,000
- State Income Tax
- State income tax; Social Security fully exempt; some pension deduction.
- Avg January Low
- 35.1°F
- Cost of Living Index
- 106.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 56 / 100
Retirement Data
Affordability
Cost of Living Index
106.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$825,000High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,979High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; some pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
47.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
84.9°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
35.1°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
56.9"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
245 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
14.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
6.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
40,457High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
45.8High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
22.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$127,252High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
70.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
73.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
3.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
79.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
1.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
4.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
8.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Lake Oswego using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,788
Stress-case monthly carrying cost
$2,008
Median home price used: $825,000
Median rent reference: $1,979 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
PROGRESSIVE INVESTMENT MANAGEMENT CORPORATION
QUEST INVESTMENT MANAGEMENT, LLC
CWC ADVISORS, LLC
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