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Kansas City, Missouri Retirement Guide
established retirement community
41
Retirement Score
Kansas City, Missouri at a Glance
- Median Home Price
- $239,400
- State Income Tax
- State income tax; Social Security partially exempt based on income; limited pension deduction.
- Avg January Low
- 23.4°F
- Cost of Living Index
- 91 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 41 / 100
Things to Consider
- higher state tax burden
Retirement Data
Affordability
Cost of Living Index
91 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$239,400High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,152High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
30 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security partially exempt based on income; limited pension deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
20.9 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
13.8 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
20.9 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
89.3°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
23.4°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
45.6"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
299 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
14.5 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
15.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
7.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
505,958High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
35.4High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
13.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$65,256High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
54.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
6.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
37.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
14.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
59.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
26.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
11.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Kansas City using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$519
Stress-case monthly carrying cost
$583
Median home price used: $239,400
Median rent reference: $1,152 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.