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Jefferson City, Missouri Retirement Guide
established retirement community
47
Retirement Score
Jefferson City, Missouri at a Glance
- Median Home Price
- $189,200
- State Income Tax
- State income tax; Social Security partially exempt based on income; limited pension deduction.
- Avg January Low
- 25.4°F
- Cost of Living Index
- 91 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 47 / 100
Retirement Data
Affordability
Cost of Living Index
91 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$189,200High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Monthly Rent
$740High confidence
U.S. Census ACS 5-Year · Updated August 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated August 2026
Tax Details
State income tax; Social Security partially exempt based on income; limited pension deduction.High confidence
Tax Foundation · Updated August 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
27.6 / 100Medium confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
41.1 / 100Medium confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
27.6 / 100High confidence
CMS Hospital General Information · Updated August 2026
Climate
Avg July High
91°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated July 2026
Avg January Low
25.4°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated July 2026
Annual Precipitation
39"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated July 2026
Sunny Days / Year
295 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated July 2026
Safety
Safety Score
76.5 / 100Medium confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
22.2 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
3.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
42,644High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Age
38.5High confidence
U.S. Census ACS 5-Year · Updated August 2026
Age 65+
16.1%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Median Household Income
$63,649High confidence
U.S. Census ACS 5-Year · Updated August 2026
Community Profile
Owner-Occupied Housing
59.2%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Veterans
7.7%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Bachelor's Degree+
35.3%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Poverty Rate
12.3%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Diversity
White
74.1%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Black
18.3%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Hispanic/Latino
3.3%High confidence
U.S. Census ACS 5-Year · Updated August 2026
Asian
2.6%High confidence
U.S. Census ACS 5-Year · Updated August 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Jefferson City using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$410
Stress-case monthly carrying cost
$460
Median home price used: $189,200
Median rent reference: $740 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
BUILD ASSET MANAGEMENT
BUILD ASSET MANAGEMENT, LLC
CENTRAL TRUST BANK
THE CENTRAL TRUST BANK