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Concord, Missouri Retirement Guide
established retirement community
54
Retirement Score
Concord, Missouri at a Glance
- Median Home Price
- $265,700
- State Income Tax
- State income tax; Social Security partially exempt based on income; limited pension deduction.
- Avg January Low
- 42.3°F
- Cost of Living Index
- 91 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 54 / 100
Retirement Data
Affordability
Cost of Living Index
91 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$265,700High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,070High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
30 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security partially exempt based on income; limited pension deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
33.6 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July High
83.3°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
42.3°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
23.1"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
329 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
76.5 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
6.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
18,606High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
43.6High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
22.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$85,837High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
86.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
7.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
43.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
3.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
92.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
1.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
1.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Concord using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$576
Stress-case monthly carrying cost
$647
Median home price used: $265,700
Median rent reference: $1,070 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.