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Columbia, Missouri Retirement Guide
49
Retirement Score
Columbia, Missouri at a Glance
- Median Home Price
- $271,800
- State Income Tax
- State income tax; Social Security partially exempt based on income; limited pension deduction.
- Avg January Low
- 23.8°F
- Cost of Living Index
- 91 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 49 / 100
Retirement Data
Affordability
Cost of Living Index
91 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$271,800High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$968High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security partially exempt based on income; limited pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
37.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
56.5 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
37.3 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
89.7°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
23.8°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
38.6"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
294 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
76.5 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
56.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
3.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
126,172High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
28.8High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
11.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$60,455High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
48.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
4.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
55.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
21.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
75.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
11.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
3.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
6.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Columbia using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$589
Stress-case monthly carrying cost
$661
Median home price used: $271,800
Median rent reference: $968 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
ALEXANDER LABRUNERIE & CO., INC.
EAGLE BLUFFS WEALTH MANAGEMENT LLC
JJP CAPITAL MANAGEMENT, INC.
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