Photo by Squids Z on Unsplash (https://unsplash.com/@squids93)
Central Point, Oregon Retirement Guide
established retirement community
65
Retirement Score
Central Point, Oregon at a Glance
- Median Home Price
- $323,800
- State Income Tax
- State income tax; Social Security fully exempt; some pension deduction.
- Avg January Low
- 33.7°F
- Cost of Living Index
- 106.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 65 / 100
Retirement Data
Affordability
Cost of Living Index
106.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$323,800High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,247High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; some pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
43.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
85.9°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
33.7°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
41.7"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
263 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
6.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
19,123High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
40.3High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
16.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$79,731High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
68.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
10.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
22.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
8.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
86.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
0.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
14.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Central Point using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$702
Stress-case monthly carrying cost
$788
Median home price used: $323,800
Median rent reference: $1,247 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.