Photo by Elisa Kennemer on Unsplash (https://unsplash.com/@elisalou)
Berea, Kentucky Retirement Guide
established retirement community
62
Retirement Score
Berea, Kentucky at a Glance
- Median Home Price
- $167,200
- State Income Tax
- N/A
- Avg January Low
- N/A
- Cost of Living Index
- N/A
- Best For
- established retirement community
- RetireCityIQ Score
- 62 / 100
Retirement Data
Affordability
Cost of Living IndexData not available
Median Home Price
$167,200High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$779High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax ScoreData not available
Tax DetailsData not available
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)Data not available
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety ScoreData not available
Walkability
Walk Score (proxy)Data not available
Transit Score (proxy)Data not available
Demographics
Population
15,404High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
32.4High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
13.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$54,481High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
55.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
7.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
26.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
19.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
90.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
2.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
4.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
0.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Berea using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$362
Stress-case monthly carrying cost
$407
Median home price used: $167,200
Median rent reference: $779 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.