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Ballwin, Missouri Retirement Guide
61
Retirement Score
Ballwin, Missouri at a Glance
- Median Home Price
- $337,500
- State Income Tax
- State income tax; Social Security partially exempt based on income; limited pension deduction.
- Avg January Low
- 25.2°F
- Cost of Living Index
- 91 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 61 / 100
Retirement Data
Affordability
Cost of Living Index
91 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$337,500High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,224High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security partially exempt based on income; limited pension deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
31.9 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
89.6°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
25.2°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
47.1"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
292 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
76.5 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
2.7 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
30,948High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
42.0High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
19.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$118,647High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
83.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
63.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
5.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
80.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
2.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
3.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
8.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Ballwin using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$731
Stress-case monthly carrying cost
$821
Median home price used: $337,500
Median rent reference: $1,224 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.