Photo by Squids Z on Unsplash (https://unsplash.com/@squids93)
Ashland, Oregon Retirement Guide
established retirement community
51
Retirement Score
Ashland, Oregon at a Glance
- Median Home Price
- $581,100
- State Income Tax
- State income tax; Social Security fully exempt; some pension deduction.
- Avg January Low
- 21.5°F
- Cost of Living Index
- 106.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 51 / 100
Retirement Data
Affordability
Cost of Living Index
106.6 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$581,100High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,220High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; some pension deduction.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
55 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
84.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
55 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
82.4°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
21.5°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
39.5"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
263 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
96.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
4.2 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
21,401High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
48.2High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
27.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$64,767High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
52.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
5.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
62.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
17.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
86.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
0.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
10.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
1.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Ashland using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,259
Stress-case monthly carrying cost
$1,414
Median home price used: $581,100
Median rent reference: $1,220 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.