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Yuma, Arizona Retirement Guide
established retirement community
46
Retirement Score
Yuma, Arizona at a Glance
- Median Home Price
- $245,600
- State Income Tax
- State income tax; Social Security fully exempt; limited pension exemption.
- Avg January Low
- 43°F
- Cost of Living Index
- 100 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 46 / 100
Things to Consider
- limited healthcare options
Retirement Data
Affordability
Cost of Living Index
100 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$245,600High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$943High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; limited pension exemption.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
24.4 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
42.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
24.4 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
107°FMedium confidence
NOAA Climate Normals 1991-2020 · Updated March 2026
Avg January Low
43°FMedium confidence
NOAA Climate Normals 1991-2020 · Updated March 2026
Annual Precipitation
3.3"Medium confidence
NOAA Climate Normals 1991-2020 · Updated March 2026
Sunny Days / Year
317 daysMedium confidence
NOAA Climate Normals 1991-2020 · Updated March 2026
Safety
Safety Score
89 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
15.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
96,314High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
32.0High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
16.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$59,312High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
64.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
10.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
20.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
16.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
57.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
2.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
62.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Yuma using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$532
Stress-case monthly carrying cost
$598
Median home price used: $245,600
Median rent reference: $943 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.