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Mesa, Arizona Retirement Guide
mild winterslow crime rate
40
Retirement Score
Mesa, Arizona at a Glance
- Median Home Price
- $420,600
- State Income Tax
- State income tax; Social Security fully exempt; limited pension exemption.
- Avg January Low
- 43°F
- Cost of Living Index
- 100 (US avg = 100)
- Best For
- mild winters, low crime rate
- RetireCityIQ Score
- 40 / 100
Things to Consider
- limited healthcare options
Retirement Data
Affordability
Cost of Living Index
100 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$420,600High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,500High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; limited pension exemption.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
16.4 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
46.6 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
16.4 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
108°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
43°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
13.4"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
350 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
13.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
3.9 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
503,390High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
36.8High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
16.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$73,766High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
63.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
8.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
30.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
11.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
72.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
4.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
27.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Mesa using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$911
Stress-case monthly carrying cost
$1,023
Median home price used: $420,600
Median rent reference: $1,500 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.