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Wichita, Kansas Retirement Guide
affordable cost of livingestablished retirement community
45
Retirement Score
Wichita, Kansas at a Glance
- Median Home Price
- $187,800
- State Income Tax
- State income tax; Social Security exempt if income under threshold; some pension exclusion.
- Avg January Low
- 25.5°F
- Cost of Living Index
- 89.6 (US avg = 100)
- Best For
- affordable cost of living, established retirement community
- RetireCityIQ Score
- 45 / 100
Things to Consider
- higher state tax burden
Retirement Data
Affordability
Cost of Living Index
89.6 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$187,800High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$900High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
30 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security exempt if income under threshold; some pension exclusion.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
23.8 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
30.5 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
23.8 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
92.1°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
25.5°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
29.2"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
314 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
63.3 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
10.8 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
2.3 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
395,951High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
35.4High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
15.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$60,712High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
58.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
6.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
31.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
15.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
69.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
9.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
17.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
4.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Wichita using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$407
Stress-case monthly carrying cost
$457
Median home price used: $187,800
Median rent reference: $900 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.