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Topeka, Kansas Retirement Guide
established retirement community
49
Retirement Score
Topeka, Kansas at a Glance
- Median Home Price
- $138,900
- State Income Tax
- State income tax; Social Security exempt if income under threshold; some pension exclusion.
- Avg January Low
- 23.1°F
- Cost of Living Index
- 89.6 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 49 / 100
Retirement Data
Affordability
Cost of Living Index
89.6 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$138,900High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$893High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
30 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt if income under threshold; some pension exclusion.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
27.9 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
44.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
27.9 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
90°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
23.1°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
37.4"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
307 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
92.4 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
14.5 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
4.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
126,431High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
37.9High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$54,052High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
59.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
8.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
28.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
16.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
73.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
10.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
16.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
1.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Topeka using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$301
Stress-case monthly carrying cost
$338
Median home price used: $138,900
Median rent reference: $893 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
CORNERSTONE ADVISORS
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