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Urban Honolulu, Hawaii Retirement Guide
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Retirement Score
Urban Honolulu, Hawaii at a Glance
- Median Home Price
- $818,700
- State Income Tax
- State income tax; Social Security exempt; many pensions partially or fully exempt depending on source.
- Avg January Low
- 67.3°F
- Cost of Living Index
- 111.1 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 37 / 100
Retirement Data
Affordability
Cost of Living Index
111.1 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$818,700High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,677High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; many pensions partially or fully exempt depending on source.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
78 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
0 / 100High confidence
CMS Hospital General Information (no in-city hospital listed) · Updated June 2026
Climate
Avg July High
84.5°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
67.3°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
20.4"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
352 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
74.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
28.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
348,547High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
42.5High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
21.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$82,772High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
48.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
39.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
11.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
17.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
1.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
7.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
52.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Urban Honolulu using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,774
Stress-case monthly carrying cost
$1,992
Median home price used: $818,700
Median rent reference: $1,677 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.