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Mililani Town, Hawaii Retirement Guide
established retirement community
46
Retirement Score
Mililani Town, Hawaii at a Glance
- Median Home Price
- $846,100
- State Income Tax
- State income tax; Social Security exempt; many pensions partially or fully exempt depending on source.
- Avg January Low
- 63.8°F
- Cost of Living Index
- 111.1 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 46 / 100
Retirement Data
Affordability
Cost of Living Index
111.1 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$846,100High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$2,227High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security exempt; many pensions partially or fully exempt depending on source.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
44.6 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July High
85.1°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
63.8°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
20.4"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
352 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
7.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
8.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
27,423High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
45.3High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
25.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$119,502High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
81.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
13.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
40.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
3.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
11.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
2.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
11.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
47.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Mililani Town using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,833
Stress-case monthly carrying cost
$2,059
Median home price used: $846,100
Median rent reference: $2,227 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.