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Tucson, Arizona Retirement Guide
low home pricesmild winterslow crime rate
45
Retirement Score
Tucson, Arizona at a Glance
- Median Home Price
- $268,000
- State Income Tax
- State income tax; Social Security fully exempt; limited pension exemption.
- Avg January Low
- 37°F
- Cost of Living Index
- 100 (US avg = 100)
- Best For
- low home prices, mild winters, low crime rate
- RetireCityIQ Score
- 45 / 100
Things to Consider
- limited healthcare options
- very hot summers
Retirement Data
Affordability
Cost of Living Index
100 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$268,000High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,051High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; limited pension exemption.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
21.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
43.7 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
21.7 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
99°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
37°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
11.6"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
286 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
74.9 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
27.9 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
8 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
541,033High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
33.9High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
15.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$52,049High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
50.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
8.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
29.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
19.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
60.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
4.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
44.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
3.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Tucson using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$581
Stress-case monthly carrying cost
$652
Median home price used: $268,000
Median rent reference: $1,051 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.