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Timonium, Maryland Retirement Guide
35
Retirement Score
Timonium, Maryland at a Glance
- Median Home Price
- $470,400
- State Income Tax
- State income tax; Social Security exempt; pension exclusion available for qualifying retirees.
- Avg January Low
- 28.9°F
- Cost of Living Index
- 104.9 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 35 / 100
Retirement Data
Affordability
Cost of Living Index
104.9 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$470,400High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,540High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; pension exclusion available for qualifying retirees.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
0 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
37.4 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
0 / 100High confidence
CMS Hospital General Information (no in-city hospital listed) · Updated June 2026
Climate
Avg July High
86.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Avg January Low
28.9°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Annual Precipitation
57"High confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Sunny Days / Year
288 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated May 2026
Safety
Safety Score
86.2 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
5.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
3.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
10,793High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
49.0High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
23.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$130,811High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
80.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
63.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
3.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
81.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
4.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
3.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
8.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Timonium using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,019
Stress-case monthly carrying cost
$1,145
Median home price used: $470,400
Median rent reference: $1,540 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
HERGENROEDER FINANCIAL ADVISORS, INC.
L. K. BENSON & COMPANY, P.C.
THE L. WARNER COMPANIES, INC
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