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Bethesda, Maryland Retirement Guide
established retirement community
40
Retirement Score
Bethesda, Maryland at a Glance
- Median Home Price
- $1,102,100
- State Income Tax
- State income tax; Social Security exempt; pension exclusion available for qualifying retirees.
- Avg January Low
- 30°F
- Cost of Living Index
- 104.9 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 40 / 100
Retirement Data
Affordability
Cost of Living Index
104.9 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$1,102,100High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$2,094High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; pension exclusion available for qualifying retirees.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
35.5 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
63.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
35.5 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
88.4°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
30°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
52.1"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
288 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
86.2 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
51 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
39.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
66,316High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
43.5High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$185,546High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
65.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
4.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
87.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
3.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
73.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
4.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
8.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
11.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Bethesda using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$2,388
Stress-case monthly carrying cost
$2,682
Median home price used: $1,102,100
Median rent reference: $2,094 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
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