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Sun City, Arizona Retirement Guide
established retirement community
47
Retirement Score
Sun City, Arizona at a Glance
- Median Home Price
- $233,600
- State Income Tax
- State income tax; Social Security fully exempt; limited pension exemption.
- Avg January Low
- 42.1°F
- Cost of Living Index
- 100 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 47 / 100
Things to Consider
- limited healthcare options
Retirement Data
Affordability
Cost of Living Index
100 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$233,600High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,363High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security fully exempt; limited pension exemption.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
31.2 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
40.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
31.2 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
108.6°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
42.1°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
11"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
352 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
0 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
0.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
37,748High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
72.6High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
75.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$51,263High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
83.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
18.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
24.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
9.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
92.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
1.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
5.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
0.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Sun City using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$506
Stress-case monthly carrying cost
$568
Median home price used: $233,600
Median rent reference: $1,363 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.