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Sumter, South Carolina Retirement Guide
established retirement community
52
Retirement Score
Sumter, South Carolina at a Glance
- Median Home Price
- $171,400
- State Income Tax
- State income tax; Social Security fully exempt; generous retirement income deduction.
- Avg January Low
- 39.4°F
- Cost of Living Index
- 93.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 52 / 100
Retirement Data
Affordability
Cost of Living Index
93.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$171,400High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,019High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; generous retirement income deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
27.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
40.8 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
27.3 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
89.6°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
39.4°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
47.2"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
304 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
78.1 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
21 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
43,046High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
33.1High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
16.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$48,900High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
54.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
13.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
27.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
17.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
41.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
47.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
7.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
2.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Sumter using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$371
Stress-case monthly carrying cost
$417
Median home price used: $171,400
Median rent reference: $1,019 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.