Photo by natalie on Unsplash (https://unsplash.com/@ddotjpg)
Irmo, South Carolina Retirement Guide
established retirement community
70
Retirement Score
Irmo, South Carolina at a Glance
- Median Home Price
- $168,200
- State Income Tax
- State income tax; Social Security fully exempt; generous retirement income deduction.
- Avg January Low
- 40.5°F
- Cost of Living Index
- 93.3 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 70 / 100
Retirement Data
Affordability
Cost of Living Index
93.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$168,200High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,329High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; generous retirement income deduction.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
32.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
89.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
40.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
47.7"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
304 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
78.1 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
3.2 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
11,685High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
39.2High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
16.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$77,656High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
79.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
9.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
34.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
6.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
62.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
29.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
2.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
4.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Irmo using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$364
Stress-case monthly carrying cost
$409
Median home price used: $168,200
Median rent reference: $1,329 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.