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Sulphur Springs, Texas Retirement Guide
established retirement community
67
Retirement Score
Sulphur Springs, Texas at a Glance
- Median Home Price
- $172,500
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- N/A
- Cost of Living Index
- 97.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 67 / 100
Retirement Data
Affordability
Cost of Living Index
97.4 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$172,500High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$955High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
100 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
42.3 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July HighData not available
Avg January LowData not available
Annual PrecipitationData not available
Sunny Days / YearData not available
Safety
Safety Score
89.5 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
12.5 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
5.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
16,033High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
39.4High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
18.3%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$54,950High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
55.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
5.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
21.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
16.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
75.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
14.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
17.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
1.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Sulphur Springs using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$374
Stress-case monthly carrying cost
$420
Median home price used: $172,500
Median rent reference: $955 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.