Photo by Trac Vu on Unsplash (https://unsplash.com/@tracminhvu)
Austin, Texas Retirement Guide
47
Retirement Score
Austin, Texas at a Glance
- Median Home Price
- $593,000
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 39°F
- Cost of Living Index
- 113.8 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 47 / 100
Retirement Data
Affordability
Cost of Living Index
113.8 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated June 2026
Median Home Price
$593,000High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,581High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
100 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
18.4 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
52.5 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
18.4 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
95.5°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
39°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
32.4"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
228 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
25 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
8.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
958,202High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
34.2High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
9.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$86,556High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
44.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
4.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
56.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
12.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
63.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
7.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
32.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
8.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Austin using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,285
Stress-case monthly carrying cost
$1,443
Median home price used: $593,000
Median rent reference: $1,581 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
SAGE ADVISORY SERVICES LTD CO
DIMENSIONAL FUND ADVISORS LP
TERRY MCDANIEL & COMPANY
+56 more financial advisors available