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Sugar Land, Texas Retirement Guide
64
Retirement Score
Sugar Land, Texas at a Glance
- Median Home Price
- $397,700
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 39.7°F
- Cost of Living Index
- 97.4 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 64 / 100
Retirement Data
Affordability
Cost of Living Index
97.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$397,700High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,788High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
100 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
64.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
37.7 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
64.1 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
98.4°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Avg January Low
39.7°FHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Annual Precipitation
42.5"High confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Sunny Days / Year
305 daysHigh confidence
RetireCityIQ state median imputation after Open-Meteo coverage gaps · Updated May 2026
Safety
Safety Score
89.5 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
3.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
2.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
110,077High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
42.5High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
18.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$132,247High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
81.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
4.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
61.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
4.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
44.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
7.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
13.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
38.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Sugar Land using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$862
Stress-case monthly carrying cost
$968
Median home price used: $397,700
Median rent reference: $1,788 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
WJ INTERESTS, LLC
ROCKY MOUNTAIN PRIVATE WEALTH MANAGEMENT, L.L.C.
CHUNG WU INVESTMENT GROUP, LLC
+92 more financial advisors available