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St. Petersburg, Florida Retirement Guide
tax-friendly for retireesestablished retirement community
59
Retirement Score
St. Petersburg, Florida at a Glance
- Median Home Price
- $375,700
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 55.6°F
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- tax-friendly for retirees, established retirement community
- RetireCityIQ Score
- 59 / 100
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$375,700High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,576High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
100 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
27.4 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
43.1 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
27.4 / 100Medium confidence
CMS Provider of Services · Updated March 2026
Climate
Avg July High
90.1°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
55.6°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
47.3"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
336 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
85 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
18.2 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
259,343High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
42.9High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
19.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$70,333High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
62.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
8.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
40.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
11.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
67.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
20.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
8.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
3.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in St. Petersburg using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$814
Stress-case monthly carrying cost
$914
Median home price used: $375,700
Median rent reference: $1,576 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.