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Boca Raton, Florida Retirement Guide
tax-friendly for retireesestablished retirement community
52
Retirement Score
Boca Raton, Florida at a Glance
- Median Home Price
- $779,700
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 61.3°F
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- tax-friendly for retirees, established retirement community
- RetireCityIQ Score
- 52 / 100
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$779,700High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$2,232High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
100 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
24 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
50.3 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
24 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
88°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
61.3°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
79.5"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
342 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
98 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
24.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
1.4 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
97,980High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
47.1High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
25.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$95,570High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
65.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
4.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
59.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
9.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
78.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
6.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
14.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
3.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Boca Raton using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,689
Stress-case monthly carrying cost
$1,897
Median home price used: $779,700
Median rent reference: $2,232 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
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