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Sparks, Nevada Retirement Guide
tax-friendly for retireesestablished retirement community
52
Retirement Score
Sparks, Nevada at a Glance
- Median Home Price
- $488,500
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 26.1°F
- Cost of Living Index
- 96.3 (US avg = 100)
- Best For
- tax-friendly for retirees, established retirement community
- RetireCityIQ Score
- 52 / 100
Things to Consider
- limited healthcare options
Retirement Data
Affordability
Cost of Living Index
96.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$488,500High confidence
U.S. Census ACS 1-Year · Updated April 2026
Median Monthly Rent
$1,597High confidence
U.S. Census ACS 1-Year · Updated April 2026
Taxes
Retirement Tax Score
100 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
21.8 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
46.6 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
21.8 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
93.3°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
26.1°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
16.8"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
340 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
12.6 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
6.2 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
108,025High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
37.0High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
15.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$82,938High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
59.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
8.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
25.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
8.5%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
64.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
2.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
34.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
5.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Sparks using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,058
Stress-case monthly carrying cost
$1,189
Median home price used: $488,500
Median rent reference: $1,597 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.