Photo by David Trinks on Unsplash (https://unsplash.com/@dtrinksrph)
South Yarmouth, Massachusetts Retirement Guide
established retirement community
50
Retirement Score
South Yarmouth, Massachusetts at a Glance
- Median Home Price
- $430,100
- State Income Tax
- State income tax; Social Security exempt; many public pensions exempt with partial rules for others.
- Avg January Low
- 30.1°F
- Cost of Living Index
- 109.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 50 / 100
Retirement Data
Affordability
Cost of Living Index
109.4 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$430,100High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,655High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
45 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
State income tax; Social Security exempt; many public pensions exempt with partial rules for others.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)Data not available
Aging-in-Place Score (proxy)
45.6 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access ScoreData not available
Climate
Avg July High
80.2°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
30.1°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
48.1"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
264 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
9.4 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
9 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
11,805High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
52.9High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
32.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$77,723High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
77.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
8.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
32.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
7.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
78.2%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
6.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
2.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
4.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in South Yarmouth using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$932
Stress-case monthly carrying cost
$1,047
Median home price used: $430,100
Median rent reference: $1,655 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.