Photo by David Trinks on Unsplash (https://unsplash.com/@dtrinksrph)
Hudson, Massachusetts Retirement Guide
established retirement community
61
Retirement Score
Hudson, Massachusetts at a Glance
- Median Home Price
- $439,000
- State Income Tax
- State income tax; Social Security exempt; many public pensions exempt with partial rules for others.
- Avg January Low
- 22.8°F
- Cost of Living Index
- 109.4 (US avg = 100)
- Best For
- established retirement community
- RetireCityIQ Score
- 61 / 100
Retirement Data
Affordability
Cost of Living Index
109.4 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated May 2026
Median Home Price
$439,000High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Monthly Rent
$1,484High confidence
U.S. Census ACS 5-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security exempt; many public pensions exempt with partial rules for others.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
100 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
53.9 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
100 / 100High confidence
CMS Hospital General Information + RetireCityIQ nearest-hospital radius model · Updated June 2026
Climate
Avg July High
85.4°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
22.8°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
48.6"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
266 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
29.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
4.9 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
15,496High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
43.8High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
19.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$91,324High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
67.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
5.5%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
43.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
6.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
84.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
1.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
7.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
2.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Hudson using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$951
Stress-case monthly carrying cost
$1,068
Median home price used: $439,000
Median rent reference: $1,484 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
APEX INVESTMENT GROUP
APEX INVESTMENT GROUP, LLC