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Scottsdale, Arizona Retirement Guide
33
Retirement Score
Scottsdale, Arizona at a Glance
- Median Home Price
- $764,500
- State Income Tax
- State income tax; Social Security fully exempt; limited pension exemption.
- Avg January Low
- 44°F
- Cost of Living Index
- 116.7 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 33 / 100
Retirement Data
Affordability
Cost of Living Index
116.7 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated June 2026
Median Home Price
$764,500High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,926High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
45 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
State income tax; Social Security fully exempt; limited pension exemption.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
24.5 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
48.1 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
24.5 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
105°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Avg January Low
44°FHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Annual Precipitation
8"High confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Sunny Days / Year
299 daysHigh confidence
Open-Meteo Historical Weather (ERA5) · Updated June 2026
Safety
Safety Score
100 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
17.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
0.8 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
240,537High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
48.4High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
25.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$104,197High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
67.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
6.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
61.3%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
6.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
83.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
2.1%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
10.4%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
5.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Scottsdale using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$1,656
Stress-case monthly carrying cost
$1,860
Median home price used: $764,500
Median rent reference: $1,926 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
IRONWOOD INVESTMENT COUNSEL, LLC
UNITED PLANNERS' FINANCIAL SERVICES OF AMERICA A LIMITED PARTNER
OSAIC WEALTH, INC.
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