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Sarasota, Florida Retirement Guide
tax-friendly for retireesmild winterslow crime rate
63
Retirement Score
Sarasota, Florida at a Glance
- Median Home Price
- $372,000
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 52°F
- Cost of Living Index
- 102.3 (US avg = 100)
- Best For
- tax-friendly for retirees, mild winters, low crime rate
- RetireCityIQ Score
- 63 / 100
Things to Consider
- limited healthcare options
Retirement Data
Affordability
Cost of Living Index
102.3 (U.S. avg = 100)Medium confidence
BEA Regional Price Parities · Updated March 2026
Median Home Price
$372,000High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Monthly Rent
$1,417High confidence
U.S. Census ACS 5-Year · Updated April 2026
Taxes
Retirement Tax Score
100 / 100Medium confidence
Tax Foundation · Updated March 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.Medium confidence
Tax Foundation · Updated March 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
42.4 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Aging-in-Place Score (proxy)
49.6 / 100High confidence
RetireCityIQ proxy model · Updated April 2026
Healthcare
Healthcare Access Score
42.4 / 100Medium confidence
CMS Hospital General Information · Updated March 2026
Climate
Avg July High
91°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
52°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
54.5"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
266 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
100 / 100Medium confidence
FBI Crime Data Explorer · Updated March 2026
Walkability
Walk Score (proxy)
19.7 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Transit Score (proxy)
4.9 / 100Medium confidence
U.S. Census ACS 5-Year (B08301) · Updated March 2026
Demographics
Population
55,508High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Age
49.8High confidence
U.S. Census ACS 5-Year · Updated April 2026
Age 65+
29.6%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Median Household Income
$68,870High confidence
U.S. Census ACS 5-Year · Updated April 2026
Community Profile
Owner-Occupied Housing
56.7%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Veterans
7.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Bachelor's Degree+
40.8%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Poverty Rate
13.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Diversity
White
72.0%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Black
14.4%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Hispanic/Latino
15.9%High confidence
U.S. Census ACS 5-Year · Updated April 2026
Asian
2.1%High confidence
U.S. Census ACS 5-Year · Updated April 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in Sarasota using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$806
Stress-case monthly carrying cost
$905
Median home price used: $372,000
Median rent reference: $1,417 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.