Photo by Trac Vu on Unsplash (https://unsplash.com/@tracminhvu)
San Antonio, Texas Retirement Guide
58
Retirement Score
San Antonio, Texas at a Glance
- Median Home Price
- $230,700
- State Income Tax
- No state income tax; Social Security and pension income fully exempt.
- Avg January Low
- 37°F
- Cost of Living Index
- 91.5 (US avg = 100)
- Best For
- N/A
- RetireCityIQ Score
- 58 / 100
Retirement Data
Affordability
Cost of Living Index
91.5 (U.S. avg = 100)High confidence
BEA Regional Price Parities · Updated June 2026
Median Home Price
$230,700High confidence
U.S. Census ACS 1-Year · Updated June 2026
Median Monthly Rent
$1,234High confidence
U.S. Census ACS 1-Year · Updated June 2026
Taxes
Retirement Tax Score
100 / 100High confidence
Tax Foundation · Updated June 2026
Tax Details
No state income tax; Social Security and pension income fully exempt.High confidence
Tax Foundation · Updated June 2026
Retiree Readiness (Sprint 2)
Care Access Score (proxy)
15.5 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Aging-in-Place Score (proxy)
46.4 / 100High confidence
RetireCityIQ proxy model · Updated June 2026
Healthcare
Healthcare Access Score
15.5 / 100High confidence
CMS Hospital General Information · Updated June 2026
Climate
Avg July High
95°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Avg January Low
37°FMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Annual Precipitation
31.9"Medium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Sunny Days / Year
220 daysMedium confidence
Open-Meteo Historical Weather (ERA5) · Updated March 2026
Safety
Safety Score
91.7 / 100High confidence
FBI Crime Data Explorer · Updated June 2026
Walkability
Walk Score (proxy)
19.3 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Transit Score (proxy)
7.1 / 100High confidence
U.S. Census ACS 5-Year (B08301) · Updated June 2026
Demographics
Population
1,445,662High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Age
34.1High confidence
U.S. Census ACS 5-Year · Updated June 2026
Age 65+
12.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Median Household Income
$59,593High confidence
U.S. Census ACS 5-Year · Updated June 2026
Community Profile
Owner-Occupied Housing
51.9%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Veterans
8.2%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Bachelor's Degree+
27.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Poverty Rate
17.7%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Diversity
White
56.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Black
6.6%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Hispanic/Latino
65.8%High confidence
U.S. Census ACS 5-Year · Updated June 2026
Asian
3.0%High confidence
U.S. Census ACS 5-Year · Updated June 2026
10-Year Housing Stress Test (Estimate)
Estimate monthly homeowner carrying cost in San Antonio using median home price and adjustable assumptions. Stress case applies +10% property tax, +20% insurance, +10% maintenance.
Estimated monthly carrying cost
$500
Stress-case monthly carrying cost
$561
Median home price used: $230,700
Median rent reference: $1,234 / month
Estimate includes property tax, insurance, maintenance reserve, and HOA. It excludes mortgage, utilities, and one-time transaction costs.
Local Professionals
Financial Advisors
MARTIN CAPITAL ADVISORS, LLP
MONEY MANAGERS, INC.
VICTORY CAPITAL MANAGEMENT INC.
+92 more financial advisors available